1 in 4 employees enrolled in supplemental health benefits have a claim sitting unfiled, money they've already earned but never received. Nayya Claims finds it automatically, delivering real value directly back to members.
Health care costs are projected to climb as much as 9% in 2026,¹ and about half of U.S. adults couldn't cover an unexpected $500 medical bill without going into debt.² Supplemental health benefits are supposed to help when something goes wrong, but the burden to getting paid is huge: remembering you're covered, understanding the fine print, and filing paperwork, usually while managing a real health event.
1 Business Group on Health, 2026 Employer Health Care Strategy Survey; Mercer, 2025 National Survey of Employer-Sponsored Health Plans
2 KFF analysis of NHIS data / Health Care Debt in the U.S.
Average opportunity amount per benefit type, 2026 year to date.
Source: Nayya Claims analysis, 2026
No new systems. No extra paperwork. Just benefits that actually get used.
With a one-time employer authorization, Nayya connects medical claims data to your supplemental health coverage. No ongoing IT work required.
Nayya's claims engine, built around each carrier's actual plan design, continuously checks incoming medical claims for events that qualify for a payout.
Nayya can notify the carrier of the opportunity, notify the employee so they can file it themselves, or adjudicate the opportunity directly and hand the carrier a ready-to-pay determination.
When value is realized, everyone wins
Give employees real, trackable proof their benefits pay off, without adding work for your team. No IT lift. Just a benefits package that actually delivers.
Deliver real value to clients and their employees that the coverage you recommended is delivering, helping you stand out during renewals.
Offer the claims integration employers and brokers are already asking for. Boost member experience and persistency, and cut manual adjudication work for your team.
Across 611k employees currently using Nayya Claims.
(2026 YTD)
Number of employees with a payout opportunity surfaced from Nayya Claims.
(2026 YTD)
Wellness payout opportunities are auto-adjudicated, with zero additional paperwork from the employee.
Get a personalized look at how Nayya Claims could work for your organization.
