Up to 31% of compensation in the United States in 2024 was employee benefits.

Yet every year, millions of dollars go unclaimed—driving debt, fueling stress, and negatively impacting people's health and wealth. The system is broken. It’s time to fix it.

Learn How We’re Revolutionizing Benefits
Solutions aren’t solving the problem.
People are struggling more than ever.
Life expectancy is dropping. Financial well-being has hit rock bottom. It's a tough time for many, but especially for those with health challenges that rack up medical expenses.


Bills pile up, finances are strained, and health issues are exacerbated. When health and wealth fall out of balance for even one person, the impact is felt across families, workplaces, and communities.
People are losing everything to afford care
With exorbitant medical bills, people max out credit cards, skip treatments, and see their finances unravel every day. Often they aren't aware of the health benefits available to them.

While the current system fails to connect people to the benefits they deserve, medical debt is devastating families:

• 66.5% of bankruptcies are tied to healthcare costs.

• 530,000 families are forced into bankruptcy every year.
Overwhelming options, underwhelming impact
Employers spend 31% of compensation on a multitude of benefits. But while help exists, these benefits are often buried under layers of confusion and complexity. This isn’t rare. It’s reality for millions.

People don't need more options—they need a connection. A way to make their benefits work for their health, their wealth, and their future.

For too many, the support is there—but just out of reach. It doesn’t have to be this way. There’s a better path forward.

‘Next best dollar’ guidance with Nayya Claims

Automate claims filing so employees quickly receive the money they’re owed from supplemental health benefits.

Provide tailored recommendations on how they can best prioritize spending those funds.

Unlocking hidden value in supplemental benefits
$650
Nayya uncovers 2+ claims reimbursement opportunities per eligible member each year, adding up to over $650 annually on average. That’s real financial support employees can use to strengthen their health, build stability, and take control of their financial future.
70%
Over 70% of reimbursements come from Health Screening Benefits (HSBs), empowering employees to take full advantage of their coverage. These benefits drive crucial preventive care—improving well-being today and helping reduce future health costs.
$900
Critical Illness plans deliver the highest payouts—averaging $900 per eligible member per year. These funds provide timely support during life-changing events like cancer, helping employees navigate emotional, physical, and financial challenges with greater stability and confidence.

Maximize value with Nayya

Proactively track progress and remind employees to use covered preventive services with wellness checklists.Educate employees about point solutions and perks related to their health circumstances that can help offset costs.

Benefits spend optimization with Nayya

Create a holistic picture of every employee’s health and wealth across dynamic data sources and personal preference inputs.

Recommend benefit packages that match each employee's physical, financial, and family needs without straining their resources.

Provide easy access to health spend monitoring through deductible pulls, prescription data, and provider search.

“(Picking benefits) usually stresses me out because I want to be prepared for the worst-case scenario but also not overspend. I felt that I was able to learn more about my options and see a few scenarios that would be covered choosing the insurance that Nayya suggested”

- Nayya User

With Nayya, people gain greater control over their health and wealth—turning physical, emotional, and financial well-being into a reality.

By unifying fragmented services and data into a seamless, all-in-one platform, Nayya transforms how employees choose and use their benefits. Personalized, optimized, and automated—always built around the individual. Discover how Nayya empowers employees to thrive.

Revolutionize how you deliver health & wealth benefits

Take the first step toward transforming the benefits experience for your employees and partners. With Nayya, unlock transparency, optimize utilization, and make smarter decisions with next-level intelligence.

Get Demo