Where to go and How to Pick a Provider for MRIs
MRI Costs New York: Where To Go and How to Pick a Provider
The MRI or Magnetic resonance imaging is a common diagnostic scan often recommended by doctors to further examine the organs, tissues, and skeletal system. An MRI can be prescribed to further investigate a wide range of conditions ranging from muscle strains to more serious organ conditions. It is no secret, however, that MRI’s are among the more costlier procedures a patient can incur throughout their unique care journey. Last year alone, 40 million MRI scans were performed in the United States, making it a very substantial healthcare tool for medical practitioners. It is also no secret that MRI costs in New York are highly variable from provider to provider and across geographies. Although we can’t say that all MRI scans are equal, we can say that it is certainly smart to shop around for the highest value treatment when it comes to this critical treatment.
Nayya’s Companion platform was built with the patient in mind, using it’s Cost Estimation
capabilities, we’ve compiled a list of things to consider when finding a provider for your next MRI. To make things more useful, we’ve zoomed in on Manhattan and the surrounding boroughs.
Understand the MRI Type: There are various different MRI procedures a doctor may prescribe, so understanding the type of MRI you’re looking for is instrumental to comparing costs in your area. An MRI with contrast is prescribed when the doctor requires a highly detailed image of the area being scanned, during this procedure a gadolinium based dye is injected into the imaging area which results in a highly contrasted image that provides increased detail. For Manhattanites looking to self-pay the entire procedure, the average costs are around $480 and range from $300 - $2,500 depending on the local region being treated. For a more specific estimate of costs you may incur, use Companion’s Cost Estimation feature, which allows users to enter in a specific insurance carrier and a zip code, for easier price comparison.
In-Network Coverage: Most insurance networks have a standard in-network copayment associated with imaging, this includes MRIs to drastically reduce your MRI costs. Based on your specific insurance carrier and plan details, you can determine just how much you may be subject to paying. This out of pocket expense is usually based on whether or not you have hit your yearly deductible and out-of-pocket max, if so - your insurance may ask you to cover a standard amount or a percentage of the overall procedure. To understand your complete coverage details, Nayya has built a Benefits Dashboard which synthesizes complex insurance jargon into easy to understand coverage explanations and summaries.
Use your Supplemental Coverage: Many employers offer supplemental or voluntary benefits that help patients access treatment at more affordable out-of-pocket rates. If you have supplemental coverage, you may be eligible for increased coverage based on the specifics of your plan. Understanding these specifics, and submitting claims to these carriers is often a cumbersome and time consuming process, Companion’s Policy Hub has taken all of the guesswork out of submitting claims for those with more than one insurance policy.